Stay Organized: Keep Up With the Home Buying and Selling Paperwork


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By Suzie Wilson

Buying or selling a home can be an arduous undertaking, especially when it comes to dealing with unending piles of paperwork. In this modern age, organizing paper documents may seem tedious, but it’s necessary for the whole real estate process. It’s important to know what kind of documentation you need and make sure that everything is gathered and correctly submitted to have a streamlined experience, but don’t worry! U.S. Delta Realty got the 411 on how you can stay organized today so your house-hunting journey will remain stress-free from start to finish.

Research The Necessary Paperwork For The Process

Before starting the process, it’s important to research what paperwork will be required. The list can be extensive, but it’s necessary to stay organized. Ask your real estate agent or attorney about the paperwork you need to prepare. Some of the necessary paperwork may include income verification, bank statements, credit reports, a copy of your tax returns, and more. Once you have a complete list, make a note of it and keep it handy.

Dedicate A Specific Drawer To Keep Physical Copies of Home Buying Paperwork

While most of the paperwork is being handled digitally, some still require physical copies. In such cases, dedicate a specific drawer to keep these documents. Make sure that you keep this drawer clean and organized. Label each item to help you find it easily.

Always Double-Check Documents For Accuracy

Before submitting any document, make sure that you review it thoroughly. Check for typos, incorrect dates, or any discrepancies. Mistakes can cause delays in the process and may even result in the rejection of the document.

Keep Documents In Organized Folders

Organize your documents by creating different folders for each section. For example, you might have one folder for your tax returns and another for your bank statements. Make sure that you label each folder so that you can find the documents more easily.

Create Copies Of Everything And Store Them With The Originals

It’s always a good idea to make copies of all the documents you submit or receive. Keep the copies in a separate folder with the original documents. Doing so will ensure that you have a backup copy of all your paperwork in case something goes wrong.

Streamline Your Documents with PDF Technology

Keeping track of documents can be an overwhelming task, especially if you have to manage a large number of them. To simplify the process and make it easier to store and access digital files, consider digitizing all documents into PDFs and using an online tool to merge them into a single folder. This may work in improving both the organization of your data as well as streamlining the administrative tasks associated with managing paper documents. With PDF technology, you can quickly find any document you need and ensure that essential information is secure, organized, and accurately stored.

Set Reminders For Paperwork Deadlines

Deadlines are crucial when it comes to home buying and selling paperwork. Missing a deadline can lead to additional costs and delays in the process. Therefore, it’s important to set reminders for each document’s deadline. Use a planner or a calendar to keep track of the deadlines.

Always Double-Check Documents For Accuracy

Before submitting any document, make sure that you review it thoroughly. Check for typos, incorrect dates, or any discrepancies. Mistakes can cause delays in the process and may even result in the rejection of the document.

Collect Copies Of All Signed Agreements

Lastly, make sure that you collect copies of all signed agreements. These copies should be kept with your other documents. They will serve as proof for future reference.

Staying organized during the home buying and selling process can be stressful, but it is necessary. Following these tips will ensure that you keep up with the necessary paperwork and have a stress-free experience. The key is to stay on top of deadlines, keep your documents organized, and make copies of everything. Remember to always double-check each document before submitting it. With these helpful tips, you can easily navigate through the paperwork maze of home buying and selling.

Navigating a Home Renovation: Expectations and Realities


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By Suzie Wilson

Remodeling your home can be an exciting and rewarding process, but if you’ve ever tackled a home renovation project, you know it comes with its fair share of challenges. Before diving into your home renovation, make sure you set realistic expectations and understand what to expect. In this guide from US Delta Realty, we’ll explore some common home remodeling projects and offer tips to help you make informed decisions about this big project!

Using Construction Estimating Software for Budgeting

Construction estimating software isn’t just for contractors. You can use it too! These tools can help you estimate costs, create budgets, and track expenses. Construction estimating software can also help you create detailed plans, schedules, and timelines. It’s important to choose a tool that is easy to use and that fits your specific needs. Some software even has a feature that allows you to create a virtual walkthrough of the renovation project, so you can visualize the final outcome before the renovation starts. You may consider this takeoff estimating tool if you’re looking to estimate material and labor costs for your home remodeling project.

Unlocking the Potential of Your Kitchen

Kitchen remodeling is one of the most popular home renovation projects, particularly for owners looking to sell in the future. As Menno S. Martin explains, a kitchen renovation can bring a new look and improved functionality to the heart of your home. However, it also comes with its own set of pros and cons. On the pro side, a new kitchen can increase the value of your home, improve the functionality of the space, and make it more enjoyable to cook and entertain in. On the other hand, kitchen renovations can be costly and time-consuming. It’s important to set a budget, plan out the design and layout, and choose materials and finishes that will stand the test of time.

Creating a Productivity Haven for Remote Work

Designing a home office is another popular renovation project, especially in the current climate where many people are working from home. A dedicated workspace can increase productivity, improve focus, and provide a separate area for work and personal life. When designing your home office, it’s important to consider the layout and flow of the space, as well as the type of work you’ll be doing and the equipment you’ll need. You’ll also want to choose a color scheme and lighting that will help you focus and be comfortable. And be sure to add a few decorative elements that make you feel happy and inspired!

Navigating the Permit Process

Obtaining the necessary permits for your home renovation can be a daunting task, but it’s an important step to ensure the safety and legality of your project. Before starting any renovation work, it’s crucial to understand the permit requirements in your area, as they can vary depending on the scope and location of your project. To get started, complete your permit application and pay the associated fee. Then, find out what inspections need to be done throughout the project. For example, electrical work needs to be inspected before the drywall goes up.

Working with Contractors

Finding the right contractor for your home renovation is crucial to the success of your project. A good contractor can help you bring your vision to life, while a bad one can lead to delays, cost overruns, and subpar work. The best way to find great contractors is to get recommendations from friends or relatives who have hired contractors in the past. Be sure to interview potential contractors so you can ask about their experience and determine if they’re a good fit for your project.

Renovating your home is a great way to make it your own. Kitchen remodeling and designing a home office are popular renovation projects that can add value to your home, improve functionality, and increase productivity. By planning, budgeting, using construction estimating software, and setting realistic expectations, you can ensure that your home renovation project is a success!

Extending Your Home to Make Room for an Expanding Business


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(This guest post was written by Stephanie Haywood of  Stephanie Haywood is happy to be living her best life. Personal development and self-care gave her a boost when she needed it most, and now she works to share the gift of self-knowledge, self-care, and self-actualization with everyone who visits

A business owner may find themselves in need of more space as the business grows. Rather than looking for a new location, they can choose to extend their home to accommodate the business.

This has a few advantages:

  • The owner will already be familiar with the area and neighborhood.
  • It can be less expensive than moving to a new location.
  • The owner won’t have to go through the hassle of finding a new place and then moving all their equipment and furniture.

One of the advantages of extending your home is that you can add a home office. This will give you a dedicated space to work in and keep all your business supplies. If you don’t have an extra room to use as an office, you can convert part of another room, such as a spare bedroom or den.

Before setting up your home-based business, there are a few things you need to check on. Firstly, check with your local planning and zoning (P&Z) department to see if there are any restrictions on extending your home.  If you decide to convert a space room into an office without any major structural modification, you will not need an approval from local P&Z department.

However, if your planned home business needs more than just adding a door or removing a closet for more work space, you more likely need to apply for a permit with your local P&Z department.

If you plan an extensive modification, you can either “do it yourself” or hire a general contractor.  To “do it yourself”, you need to hire an architect to help draw the planned modification and submit the drawing to the city P&Z planner (city where you live) for approval.  Most architects will take care of the submission for you for little extra fees.

It depends on the extent of your modification and the workload of your city P&Z, it may take a couple weeks to a couple months or even longer for your planned modification drawing to be approved.  In some situations, your drawing would need to be revised to be approved – this often happens when your architect does not know or keep track with the city codes, so it pays to hire an architect who has done work with your city P&Z.

Once your drawing is approved, you need to hire contractors – electrical, plumbing, etc, and oversee their work progress.

You need to be aware of the required steps of your city P&Z department.  You are more likely required to invite the inspector to come and check the work before you can progress to the next phase.

Because there are many steps involved in the construction process, most people choose to hire a general contractor to help them from the beginning rather than do it themselves.  Some general contractors work closely with architects that they can recommend. For an extra fee (most general contractors will charge 10%-15% of the total project cost), an experienced & ethical contractor will help your sail through a process smoothly.  They work with the architect, the city P&Z, and take care of hiring/firing subcontractors.

If this is your first major modification/renovation, it’s recommended that you find a reputable general contractor to help you.  It will save you a lot of time.

Once you finish the modification of the space and if the modification adds extra square footage to your home, you need to contact homeowner’s insurance to update them with the additional square footage.  Your monthly premiums will increase, but if something happens, your room/space addition is covered.

Furthermore, your homeowner’s insurance company needs to be aware of your planned business operation so that it covers any potential liability issues that could arise from running a business from home.

Lastly, consult with an accountant or tax lawyer to make sure that you are taking advantage of all the tax deductions available to businesses.

You may want to consider improve your business knowledge before actually running a business.  Yes, you may have been doing this type of work for your current employer for more than a decade.  But running a business as an owner is very different from being an employee.  It’s much more demanding.  No wonder the failure rate of small businesses is approximate 50% by the end of fifth year.  You can read more about their statistics in this article.

Many people choose to go back to school (a local community college is a great place to start) to get a business degree before they actually quit their job and start their own business. This can be a great way to get the education you need to take your business to the next level. There are a few things you should keep in mind if you are considering this option: time commitment, full-time vs. part-time, and researching different programs. Go here to find a business degree that can help improve your skills and knowledge and also take your business up another notch.

When upsizing a home to accommodate a growing business, it is important to investigate the process and all the required steps involved.  You may want to join a local entrepreneur group or talk to business owners who have been in the business for more than five years.  Their failures (if they are wiling to share with you) and advice are valuable lessons that definitely help you either avoid unnecessary loss of time and money and/or make you become a great business owner.  Good luck on your future endeavors.

Purchasing Your First Home: A Step-By-Step Guide


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By Stephanie Haywood

Buying a home is a huge accomplishment! It’s also a big decision that comes with a lot of steps. Where do you even begin? This US Delta Realty guide will walk you through the entire process from start to finish so you can confidently find and purchase your dream home.

Step 1: Determine How Much House You Can Afford

The first step to buying a house is figuring out how much you can afford. Begin by looking at your current financial situation. Make sure you have an accurate picture of your monthly income and expenses. Then, consider how much you have saved for a down payment and any other additional costs associated with buying a house (e.g., closing costs, moving expenses, etc.).

Use an online mortgage calculator to get an estimate of the monthly mortgage payment you can afford. This will help you narrow down your search to homes that fit within your budget.

Step 2: Find the Right Home

Now that you know how much house you can afford, it’s time to start looking for the right home! There are a number of ways to do this. It’s best to work with a real estate agent, search online listings, and drive around neighborhoods that interest you.

Keep in mind your must-haves, nice-to-haves, and dealbreakers when considering different properties. Once you find a few homes that meet your criteria, schedule visits so you can take a closer look.

Step 3: Get Pre-Approved for a Mortgage

Now that you’ve found the perfect home, it’s time to get pre-approved for a mortgage. This entails submitting some financial information — including your income, debts, and assets — to a lender, who will then provide you with a letter indicating how much they’re willing to lend you. This letter will come in handy when it’s time to make an offer on a home since it demonstrates to the seller that you’re serious about buying and provides guidance on what price range you should be considering.

Step 4: Make an Offer on the Home

Once you’ve found the right home and been pre-approved for financing, it’s time to make an offer! Your real estate agent will help guide you through this process and negotiate on your behalf with the seller (or their agent).

Be prepared to move quickly since there may be other interested buyers, especially in hot markets. If your offer is accepted, congratulations! The next step is scheduling a home inspection.

Step 5: Schedule a Home Inspection

A professional home inspector will visit the property to look for any structural or mechanical concerns that could impact the value or livability of the home. They will provide detailed reports on their findings which can be used as leverage during negotiations if any problems are uncovered.

You might consider investing in a home warranty if the inspection reveals significant issues. An annual contract will cover broken-down HVAC, plumbing, and electrical systems in addition to faulty appliances. When looking for a home warranty in AZ, remember to compare different providers online to find the best rates and coverage.

Step 6: Closing

Closing is when the formalities of purchasing a home are finalized, and ownership is transferred from seller to buyer. You’ll need to bring several documents with you on closing day, including ID, proof of homeowners insurance, loan documents, etc. Your real estate agent and/or lawyer will be there to walk you through everything, so don’t worry if it feels like information overload — they’ve got this!


Now you know exactly what’s involved in buying a home. We hope this guide has clarified any confusion you may have had and made things feel a bit more manageable. Remember to research various homes, seek pre-approval, consider a home warranty, and follow the other tips above. Your home ownership dreams will soon be a reality!

Helpful Tips to Streamline Your Move


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(This guest post was written by Suzie Wilson of Suzie is an interior designer with more than 20 years experience. What started as a hobby turned into a passion for creating soothing spaces in homes of every size and style. While her goal always includes making homes look beautiful, her true focus is on fashioning them into serene, stress-free environments that inspire tranquility in all who enter.)

If you are one of the fortunate few to have two residences to call home, then you’ll know that this does come with some special planning and organization to make sure both homes are well cared for, especially if they are left vacant for a considerable amount of time.

Speaking of Getting Organized…

As a homeowner, you’ll know that properties require continuous work, from maintenance issues to the general upkeep of the home – all properties need to be looked after carefully to ensure they don’t suffer the ill effects of neglect over time. This is where having someone beside you to help you keep on top of everything is a good idea. For example, you may want to consider hiring a trusty housekeeper to help keep your household in order so that you can attend to the more important stuff, such as acclimating your family and your pets to their new lifestyle.

Keeping Your Business Affairs in Order

If you are a business owner, and you are living between states, then this can be tricky to navigate as you can’t be in two places at once to oversee everything in as much detail as you would like. This is where having a registered agent on board can help provide you with the peace of mind you need that all is in order regarding your business affairs. Moreover, hiring an agent is a prerequisite if your business is an LLC, as they are often responsible for keeping all your business documentation regarding tax and filing requirements up-to-date for you.    Furthermore, it is essential to note that if you are opening businesses in multiple states, you could even have more than one registered agent helping you manage a business better in each applicable state.

Look at Storage Facilities

Storage facilities can also help you keep your belongings more organized, as you’ll have a place to store them while you figure out what to do with them all. The trick is knowing where to look for storage to maximize your time and resources accordingly. For example, some self-storage facilities can help you decide the correct storage unit size for your belongings, which can help save you money and time, especially if you plan on storing your things for months at a time.

Looking After Your Family’s Best Interests

Certainly, your family will be your topmost priority, which is why you’ll probably be looking into making both your homes as safe as possible for your family. This is where reading product reviews from unbiased sources becomes extremely valuable, as you don’t really know what you are buying until you’ve bought it. For example, when it comes to security features like outdoor security cams or window alarms, you should pay attention to what people are saying about the product in reviews so that you don’t waste money on a product that fails to live up to its end of the bargain.

Here is Some More Information About Top Locations People Are Getting Into

While moving from one residence to two sounds a bit complicated practically, the process can be made easier if you rely on services such as a registered agent to help make the transition easier for you.

A Foolproof Guide To Moving To Arizona


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(This guest post was written by Suzie Wilson of Suzie is an interior designer with more than 20 years experience. What started as a hobby turned into a passion for creating soothing spaces in homes of every size and style. While her goal always includes making homes look beautiful, her true focus is on fashioning them into serene, stress-free environments that inspire tranquility in all who enter.)

Moving to Arizona is a big decision. What will you do for work? What is the cost of living? How can your commute be easier? What about the heat? If these questions have been nagging at you, read on because we’ve got some answers that might help put everything in perspective as well as answer any other concerns about life after relocation.

There are many reasons why people choose to live here rather than some other place. Some people might not understand why someone would move to such a hot and dry climate, but once they experience it for themselves, they quickly understand why people love this part of the country. When moving to any new place, there are many things that must be considered beforehand. To help, we’ve put together the following tips.

Buying a Home

If you’re thinking of buying a home in Arizona, there are a few things you should keep in mind. First, the median home price in the state is above $400,000, and prices can vary greatly depending on the location and type of home you’re looking for. For instance, homes in Phoenix have a median price of $439,000, while homes in Tucson have a median price of $354,999. So it’s important to do your research and figure out what type of home you can afford in the area you’re interested in.

Second, it’s important to be aware of the state’s property taxes. In Arizona, the average effective property tax rate is .62%, which is lower than the national average of 1.07%. However, rates can vary depending on the county you live in.

When you’re ready to start looking at homes, connect with US Delta Realty who can help you zero in on the ideal neighborhood and property to fit your needs.

Safeguarding Your Home With a Home Warranty

While your real estate agent will be able to help you find a home, the last thing you want after a major relocation is to pay for a significant repair to your home. For assurance and peace of mind, it’s ideal to purchase a home warranty contract that’s good for at least your first year in your home. A home warranty can protect you in case of breakdowns in your electrical system, plumbing, HVAC, appliances, and more. When looking at home warranty companies, explore the best home warranty options by reading reviews and ratings so you feel more confident in your purchase. And be sure to confirm what’s covered before you finalize your warranty.

Employment Opportunities in Arizona

If you’re looking for employment opportunities in Arizona, you’ll be pleased to know that the state offers a wide range of options. From major cities like Phoenix and Tucson to rural areas and small towns, there’s something for everyone. The state’s diverse economy means that there are plenty of job openings in a variety of industries, so no matter what your skills and background, you’re sure to find something that’s a good fit.

Schooling Options For Your Children

Arizona is a state with a wide variety of school options for children. Families can choose from district schools, charter schools, homeschooling, and private schools. Each option has its own benefits and drawbacks, so it is important to research all of the options before making a decision.

District schools are publicly funded and overseen by the state, so they must adhere to strict academic and financial standards. This can result in a higher quality of education, but it also means that district schools may not be able to offer the same level of customization or support that other types of schools can. Charter schools are privately run but publicly funded, so they have more flexibility in their curriculum and operations. This can be a benefit for families who want their children to have a more tailored educational experience.

Finding a Physician

One of the most important things you’ll need to do is find a new doctor. And while this may seem like a simple task, it can actually be quite complicated. Fortunately, you can easily find a doctor online who can help make the transition easier.

One of the main benefits of finding an online doctor when moving is that you can get medical care from the comfort of your own home. You don’t have to worry about trying to find a new doctor in a city you’re not familiar with or trying to schedule an appointment around your busy schedule. Online doctors can also provide care for multiple people in your family, which can save you time and money. In addition, online doctors typically offer a lower cost than traditional doctors, making them a more affordable option for families on a budget.

Starting a Business in Arizona

Arizona is a great place to start a business. The state has a diverse economy and is home to many large companies such as PetSmart, Banner Health and Amkor Technology. Plus, there are many resources available to help entrepreneurs get started. Opening a business includes creating a business plan, registering your business with the state, choosing a structure and name, and applying for licenses and permits.

Getting Settled

It can be tough to settle into a new home after a move. Everything is unfamiliar, and it can take months to adjust to the new surroundings. There are a few things you can do to make the transition smoother, though. First, unpack as soon as possible. It may seem like a daunting task, but it’s important to get settled into your new space. Start by unpacking the essentials, like clothes and toiletries, then move on to the non-essentials.

Once everything is unpacked, you can start setting up your new home the way you want it. If possible, try to personalize your space with pictures and mementos from your old home. This will help you feel more comfortable in your new surroundings. Finally, don’t forget to reach out to your new neighbors. Introducing yourself and getting to know the people who live nearby will help you feel more connected to your new community.

Relocating is a big decision, but it can be an exciting one, too. If you’re relocating to Arizona, research home prices, invest in a home warranty, review schooling options, find a new job, and choose a doctor for your family. If you have any other questions or need more information, please don’t hesitate to reach out to US Delta Realty! Call 480-336-8752 or complete this form.

Simple Spaces: Refresh Your Home by Reinventing It


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(This guest post was written by Stephanie Haywood of  Stephanie Haywood is happy to be living her best life. Personal development and self-care gave her a boost when she needed it most, and now she works to share the gift of self-knowledge, self-care, and self-actualization with everyone who visits

When you spend a lot of time at home, it’s easy to grow bored at the sight of the same spaces every day. That’s why it’s important to switch things up and move things around—with a few low-effort strategies, you can give your home a fresh lease of life. Here’s some advice to get you started.


There’s simply no faster, cheaper way to improve your physical and mental space than with a good decluttering. If you can take the time to organize, strategize and sort through your possessions, you can open up new areas of the house and create a spatial composition that invites calmness.

To achieve this, you’ll need to be willing to throw away, donate or recycle items that serve no function in your day-to-day life. You may also need to invest in some new storage capacity. If you’re not sure how best to start the decluttering process, you can hire an expert to help you create a plan or navigate through the first stages of this chaotic process.


When you’re looking to promote wellness in the home, scent always has a role to play. You have two primary options when picking an aroma—natural or synthetic. If you decide to go natural and buy flowers, you’ll have to maintain them and pay regularly to replace them throughout the year. Alternatively, synthetic room fresheners and diffusers, while cheaper, can’t hope to match the freshness and aesthetic provided by a bouquet. Whichever you go for, make sure to pick light, understated smells and try to disperse them in moderation! When purchasing a diffuser or any other home products, it’s a good idea to read in-depth reviews to determine a product’s quality and that it’s safe for your family.


Tending to your outdoor area is an important part of home maintenance and most yard work can be carried out without the help of a professional. Even more technical tasks, such as paving, can be DIY’d if you’ve done your research and bought the right tools. This is also a great way to save money and improve your property value. But tending to the front yard isn’t just about creating an attractive home, PureWow notes it’s also a great way to stay healthy and will help you to get out of the house while working from home.

Of course there are some outdoor jobs that you won’t be able to DIY. For example, if you need to have your land graded to prevent erosion and water pooling, search “ground leveling near me” for professionals. Before working with a land grading company, it’s a good idea to check reviews and ratings from customers.


The act of rearranging furniture or swapping rooms around can help break up monotony during long periods spent inside. Psychology Today explains that a good furniture rearrangement can even improve mental health. If you’re looking to try a new order of things, remember to keep in mind some of the key rules—such as balance and even light.


Occasionally, no amount of plant insertion, furniture rearrangement, or weeding is enough to revive your home and you’ll need to take some more drastic action. Remodeling your home means changing the structure or form of the property itself and, for this, you’ll need the help of experts.

The pandemic and its aftermath has resulted in a much more intimate relationship with the home. Given all the time we’re spending indoors, it’s important to set aside a few hours in the week to improve the way that we live and the spaces that we live in whether that’s through decluttering, remodeling, or revamping our outdoor areas.

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